Ipesa Loan | How to Apply | Up to Ksh. 50,000 | No Collateral | Requirements

Ipesa loan provide instant loans up to Ksh. 50,000 to Kenyans through the ipesa loan app. Learn how to Apply without collateral and repay at your convenience usually within 91 - 180 days with low interest rate.


Ipesa loan

Ipesa loan is one of the, if not the best loan lending app in Kenya that provides quick and instant loan to individuals, salary earners or small scale business owners through the ipesa loan app.

Ipesa uses data on your phone including your SMS history to verify your identity and make lending decision. They combine this with your ipesa repayment history to build an individualized credit score, which determines the loan offers you receive.

Table of Contents
  • How Ipesa loan app works
  • Requirements
  • Benefits
  • How to Apply
  • Interest Rate
  • Loan limit
  • Reason to trust Ipesa
  • Ipesa loan app download
  • How to repay your Ipesa loan
  • Ipesa contact Details
  • Conclusion.

How Ipesa Loan App Works

Ipesa loan app in Kenya works in the following ways:
  1. Download and install the Ipesa loan app.
  2. Register by creating an account.
  3. Fill in your details.
  4. View your loan limit, apply and set it's repayment date.
  5. Receive your loans directly to your M-Pesa account.
  6. Repay on time to increase your loan limits.

Ipesa Loan Requirements

When creating an account and applying for Ipesa loan, you are expected to provide these following requirements:
  1. Safaricom phone number linked to your M-Pesa account.
  2. Valid means of Identification (National ID).
  3. M-PESA Account.
  4. An Android-powered phone to enable you to access Ipesa loan app.
  5. Ipesa will request for access to the data on your phone in order to make lending decisions.

Benefits of Using the Ipesa Loan App In Kenya

Here are what you stand to gain why using the Ipesa app:
  • No hidden charges.
  • No collateral or documents needed.
  • 100% data secured.
  • Good customer support team.
  • You can borrow up to Ksh. 50,000.

How to Get a loan from Ipesa


Ipesa loan app

  1. Download and install the Ipesa App.
  2. Register by creating an account with the safaricom number linked to your M-Pesa account.
  3. Fill in your personal details (name, password, M-Pesa account)
  4. View your loan limits and apply for loan.
  5. Choose your loan repayment tenure.
  6. Receive your loans within minutes
  7. Repay on time to increase your loan limits.

Ipesa Loan Rate Interest

Ipesa loan interest rate is 12% APR and 0% service charge. All depends on the number of factors, including your repayment history with ipesa and the cost of lending.

Ipesa also charge an interest rate of 15% for a term of 14 days when different factors are taken into consideration.

Ipesa Loan Limit

Ipesa loan limit ranges from Ksh. 500 - Ksh. 50,000 with it's repayment tenure ranges from 91 days - 180 days.

Reason to trust Ipesa with your personal details

Ipesa uses a world-class data security and encryption technology to protect all informations you share with them. Ipesa will never share your details with third parties unless it is for dedicated business purposes, such as reporting defaulted loans to authorize credit bureaus.

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Ipesa Loan App Download


Ipesa loan

To download the Ipesa loan app, head over to your Google play store (Android users) or Apple play store (iOS user's). Go to it's search query and type in "Ipesa loan". Now click on the Ipesa icon and hit the install button.

You can also click here to easily take you to Google play store where you are only required to hit the install button to download the Ipesa app.


How to repay your Ipesa Loan

Quickly follow these steps to repay your ipesa loan via M-Pesa:
  1. Navigate to M-Pesa in your safaricom menu on your phone.
  2. Select Lips na M-PESA and choose the "paybill" option.
  3. Enter the ipesa paybill number 192010.
  4. For account number, enter only your M-Pesa number linked to your account.
  5. Enter your repayment amount and your M-PESA pin.
  6. Confirm that all details are correct and press "ok" button.

Ipesa Customer Care Service

For support or issues please contact ipesa customer care service on +05488888888 or you can send a mail at help@ipesa.cc

Conclusion
Ipesa loan is one of the best loan lending platforms in Kenya, that offers loans up to Ksh. 70,000 through the Ipesa loan app. Please try to repay your loans to avoid any penalties.

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